Terms of Service

Acceptance of Terms

By using InstaCalcs ("the Service"), you agree to comply with and be bound by these Terms of Service. If you do not agree with any part of these terms, you should not access or use the website. We reserve the right to update or modify these terms at any time without prior notice. Your continued use of the Service after any changes constitutes acceptance of those changes.

Description of Service

InstaCalcs provides free online calculators and utility tools for finance, health, fitness, and everyday tasks. All calculations are performed client-side in your browser. We also publish educational blog content related to our calculator topics. The Service is provided "as is" and "as available" without warranties of any kind.

Use of Calculators and Tools

Our calculators and tools are designed to provide general estimates and informational results. They are not intended to replace professional financial, medical, legal, or tax advice. Results may vary based on individual circumstances, and you should always consult a qualified professional before making important decisions based on calculator outputs.

While we strive for accuracy, we do not guarantee that the calculations, formulas, or results provided by our tools are error-free or suitable for any particular purpose. Tax laws, interest rates, health guidelines, and other factors change over time and may differ by jurisdiction.

User Conduct

When using InstaCalcs, you agree not to: use the Service for any unlawful purpose or in violation of any applicable laws; attempt to gain unauthorized access to any part of the Service, its servers, or any connected systems; use automated scripts or bots to access the Service in a manner that places an unreasonable load on our infrastructure; reproduce, duplicate, copy, sell, or exploit any portion of the Service without our express written permission; or interfere with or disrupt the integrity or performance of the Service.

Intellectual Property

All content on InstaCalcs — including text, graphics, logos, icons, images, code, calculator designs, and blog articles — is the property of InstaCalcs or its content creators and is protected by copyright and other intellectual property laws. You may use our calculators for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works from our content without prior written consent.

Third-Party Links and Advertisements

InstaCalcs may contain links to third-party websites and display advertisements served by third-party ad networks, including Google AdSense. We are not responsible for the content, privacy practices, or accuracy of any third-party websites or advertisements. Your interactions with third-party advertisers or linked websites are solely between you and the third party, and we encourage you to review their terms and privacy policies.

Limitation of Liability

To the fullest extent permitted by law, InstaCalcs and its owners, operators, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Service. This includes, but is not limited to, damages resulting from errors in calculations, reliance on information provided by our tools or blog content, loss of data, or interruption of service.

Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis. InstaCalcs makes no representations or warranties of any kind, express or implied, regarding the operation of the Service or the accuracy, completeness, or reliability of any content, calculators, or tools. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Indemnification

You agree to indemnify, defend, and hold harmless InstaCalcs and its owners, operators, and contributors from any claims, damages, losses, liabilities, costs, or expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts in the Netherlands.

Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

Contact Us

If you have any questions about these Terms of Service, please reach out to us through our contact page or email us at support@instacalcs.com.