InstaCalcs

Net Worth Calculator

Get a clear snapshot of your financial health. Add up all your assets and liabilities to calculate your net worth — the single most important number for tracking your financial progress over time.

Assets (What You Own)

Liabilities (What You Owe)

Total Assets

$0.00

Total Liabilities

$0.00

Net Worth

$0.00

How to Use

List all your assets (cash, investments, property, vehicles, etc.) and all your liabilities (mortgage, car loans, credit cards, student loans, etc.). Enter the current value for each item. The calculator subtracts total liabilities from total assets to give you your net worth. Track this number monthly or quarterly to measure your financial progress.

Formula

Net Worth = Total Assets - Total Liabilities

Your net worth is simply what you own minus what you owe. A positive net worth means your assets exceed your debts. A negative net worth is common for young adults with student loans or new mortgages. The goal is to grow this number over time by increasing assets (saving and investing) and reducing liabilities (paying off debt).